經歷

• English Teacher, DBG, Taiwan

• English Teacher, American, Taiwan

期刊論文

• Novak, M., & Hsu, S. Y. (2020). Efficiency of Banks in Croatia. Economic        Insights – Trends and Challenges, 9(4), 25-33.
• Novak, M., & Hsu, S. Y. (2020). Productivity of Banks in Croatia. Empirical